It seems unreal that almost a week has passed since the effects of Hurricane Sandy were felt on the East coast of New Jersey. The storm made landfall on Oct. 29 and life on the barrier islands here will never be the same.
The photo at right shows our street, Seventh Avenue, Ortley Beach, to the far right. The iconic Joey Harrison's Surf Club is at the lower right. My home is at the top right of the photo, a white house with a small white house behind it. Ocean waters filled them both, blowing out windows, tearing off our new roof in sheets, and filling our yard with debris from other homes.
I'm not yet sure of the extent of the damage, but our home is still standing. Those that held a coveted place along the ocean front have disappeared, or been moved to a new location by furious ocean waves. This destruction was repeated all along the barrier islands and my heart breaks for my neighbors.
Homes were not the only things lost; dreams, times shared with loved ones, security for the future and the sense of accomplishment and pride that owning a home or a business provides were washed away or pummeled into the broken pieces of our lives in a matter of moments. For those of us who have not been allowed to return to our homes because of the dangerous surroundings, seeing the destruction only in newscasts or on the internet, there is still a sense that this is all a nightmare; surreal, maybe we will wake up and things will be as they were.
Still, we wait anxiously to be able to return and gather together something of what might be left, or assess whether there is an opportunity to repair or rebuild. The waiting, and worrying, gnaws away at our hearts and minds, making it difficult to carry on with the rest of our lives. But there is work to do even now.
While we wait for word about changing conditions in Ortley Beach and the surrounding areas, and hope we will soon be allowed over the bridges, there are a number of things we can do to prepare to file insurance claims and applications for FEMA assistance with as much information as possible. “Doing something” also gives us a sense of having some control over our lives and moves us toward making plans for the future.
First: Call your insurance companies and ask what needs to be done to begin the claim process. Have insurance policies and numbers handy when calling and keep all information together in a water resistant folder. File an application with FEMA at 1-800-621-3362 or on-line at disasterassistance.gov. If applying on-line, print out completed application and confirmation number and add to claim folder.
Second: Draw up an inventory of every item you can remember, one room or area at a time, including inside and outside areas. Include item description, and estimated value, if replaceable at all. Don’t forget items in sheds or in trunks of vehicles that were destroyed. Include an estimate for all food stuffs lost, as well.
Third: Search for photos that will serve as “before” pictures for all areas of your home and property and items lost. If these photos are already on your computer, copy them into a separate folder for Hurricane Sandy claims. If they are on your camera, upload them to a computer file immediately. If you do not have computer access, take your phone to CVS or Walgreens and ask them to put photos on a CD for you. The cost is nominal. Save all photos on a back-up flash drive as well, and keep in safe (memorable) place. If photos are on paper, scan and save copies to computer file, or take photos to local CVS or Walgreens, or the like, and have copies made. Write all contact information and identifying information on the back of each photo so they may be sent to your insurance company with your claim.
Fourth: Gather together those items you will need to return to your home, even if just for a brief time to get belongings, secure your home, or do some clean-up. Include facemasks (medical or contractor); heavy duty gloves; heavy duty plastic bags; duct tape (don’t leave home without it); measuring tape, notebook, pencil, antibacterial wipes, bandaids and paper towels. Depending on how residents will be allowed to return (driving own vehicle or being bussed in, etc.) you may want to bring a shovel to remove sand. Wear heavy soled shoes to avoid being injured by stepping on debris. Bring bottled water.
Fifth: Charge cameras (and phones) and, when allowed to return to home, take photos of house from all angles, outside, and if home is safe to enter, take photos of every room and all belongings. Include sheds, fences, and vehicles. Videos are a good option, as well. Take photos before beginning clean-up or repairs or demolition.
Sixth: Stay close to your faith community. The emotional and spiritual support will be invaluable. in this time of stress and need. Remember, this is a time for us to embrace each other as members of one community; to share our resources and be blessings to each other. Don't hesitate to ask for help, express your emotions, or extend your hand to help someone else. These are all steps to recovery.
Keep abreast of press releases and email notifications from Ocean County, http://www.co.ocean.nj.us/ and Toms River Township, http://tomsrivertownship.com, or 732-341-1000. If you are still without power and cannot access email or the Internet, ask a family member or friend with power to keep you updated.
Additional links: Ocean County Department of Emergency Management: http://www.co.ocean.nj.us/EMMgmt/Main.aspx
New Jersey Office of Emergency Management: http://www.state.nj.us/njoem/
American Red Cross: http://www.redcross.org/nj/tinton-falls
National Weather Service: http://www.weather.gov/